Built by payment professionals, for businesses that demand more
XNI Technology Group was founded with a single mission: to give businesses of every size access to the same enterprise-grade payment technology that was once reserved for the largest corporations.
How we got here
XNI Technology Group was born out of frustration. Our founders spent years working inside the payment processing industry and saw firsthand how small and mid-sized businesses were being underserved — hit with hidden fees, locked into long-term contracts, and left without the support they needed when problems arose.
In response, we built XNI Technology Group from the ground up with a different philosophy: transparent pricing, no long-term contracts, and a dedicated support team that actually picks up the phone. We combined cutting-edge payment infrastructure with the kind of personalized service that larger processors simply can't offer.
Today, XNI Technology Group serves over 10,000 merchants across the United States, processing more than $5 billion in transactions annually. From local retailers to multi-location enterprises, from e-commerce startups to high-risk businesses that other processors turn away — we're the payment partner that businesses trust.
Empowering businesses through better payments
To deliver enterprise-grade payment technology with the transparency, reliability, and personal service that every business deserves — regardless of size, industry, or risk profile.
Transparency
No hidden fees, no surprise charges. Every line on your statement is exactly what we said it would be.
Partnership
We succeed when you succeed. Our team is invested in your growth, not just your monthly processing volume.
Innovation
We continuously invest in the latest payment technology so your business stays ahead of the curve.
Security
Bank-level security and PCI DSS compliance protect every transaction and every customer.
The people behind XNI
Marcus Rivera
Chief Executive Officer
20+ years in payment processing. Former VP at a top-5 acquiring bank before founding XNI Technology Group.
Sarah Chen
Chief Technology Officer
Led engineering teams at two fintech unicorns. Passionate about building payment infrastructure that just works.
David Okafor
Chief Revenue Officer
Built and scaled merchant services divisions at three national processors before joining XNI.
Lisa Thornton
VP of Merchant Success
Dedicated to making sure every XNI merchant gets the support and results they were promised.
Ready to work with a payment partner you can trust?
Join thousands of businesses that have made the switch to XNI Technology Group.